Know What the Policy
Owes
Before You Commit.
Your insurance claim back office on demand. Built by an adjuster, made for contractors.
Financial outcomes through an adjuster lens.
For Restoration & Mitigation Contractors
The Problem...
The call comes in. You mobilize. Then the policy surprises you.
Water claims are the most complex losses in residential insurance. The difference between a pipe break, a slow leak, and a sewer backup isn't just a technicality — it determines whether the claim pays at all, and how much.
What Crushes Your Cash Flow...
Sewer backup, surface water seepage, and gradual leaks all cause water damage but are frequently limited or completely excluded from coverage— but many homeowners are not aware of this.
Sub-limits and endorsements can cap total payouts below the cost of mitigation alone.
Mitigation that consumes the entire policy limit leaves nothing for reconstruction — and some homeowners simply can't pay out of pocket.
Claims that look covered on the surface get denied when the cause of loss is established.
Cash flow stalls for 60–90 days while supplements and disputes drag through the carrier's claim system.
Here's How We Change That....
Clarity before you commit a single resource.
We bring carrier-side expertise to every claim so you walk in knowing the full picture — coverage, collectibility, and how to position the estimate for maximum legitimate recovery.
Loss Type & Coverage Picture Established
You'll have a clear understanding of whether the cause of loss is likely covered before mobilization — pipe break, seepage, sewer backup, or gradual leak. That distinction changes everything.
Informed Collectability Picture
We identify limits, sub-limits, endorsements, and deductibles — so you have a realistic picture of what's available for mitigation versus reconstruction before any work begins.
Accurate Estimate Writing
When you move forward, we write the estimate the way a carrier adjuster would review it — every line item defensible, documented, and aligned with what the policy is positioned to pay.
For Restoration & Mitigation Contractors
Pricing...
Simple and transparent.
Subscribe to the monthly plan and we screen up to 20 claims before you commit resources — or come to us per job.
Not sure which fits your business? The 15-minute call will sort it out.
Know What the Policy Pays
Before You Roll that truck.
Before your crew touches a single affected area, you deserve to know if the loss is covered, applicable policy limits, and what should reasonably expect to be paid — so you never get blindsided at settlement.
For Roofing Contractors
Real World Scenorio...
You measured the roof. You wrote the estimate. You sold the job. Then the adjuster came out — and between the NON-RECOVERABLE depreciation per the roofing payment schedule, and a $16,000 deductible, the homeowner had $11,000 on a $35,000 roof. They couldn't come up with the difference. You walked away with nothing. That's not bad luck. That's a conversation that needed to happen before you ever got on that roof.
The Problem...
The policy is covered. The job still falls apart.
Carriers have introduced roofing material payment schedules and higher deductibles that dramatically reduce what actually gets paid — even on legitimate claims. Most homeowners have no idea. Most roofers find out too late.
What Crushes Your Cash Flow...
Roofing payment schedules apply non-recoverable depreciation based on roof age — silently cutting the payout before you ever see a number.
Deductibles have climbed to $5,000, $10,000, even $15K+ on Wind and Hail claims.
Prior damage that was never addressed can disqualify coverage entirely.
Homeowners on fixed incomes can't cover the gap — and walk away after you've already invested hours.
You don't find out until after the adjuster visit — when it's too late to protect your time.
Here's How We Change That....
You'll have a clear financial picture of each job— before you commit.
We put our carrier experience to work so you walk into every homeowner conversation knowing exactly what you're dealing with.
Coverage Picture Established
You'll have a clear understanding of whether the loss is likely covered and under what terms — before a single measurement is taken.
Informed Payout Picture
We identify the deductible, the depreciation percentage, any roofing payment schedule, and prior claim history — so you walk in with a realistic picture of what the homeowner is likely to receive.
Accurate Estimate Writing
When you're ready to move forward, we write the estimate the way a carrier adjuster would review it — defensible, documented, and aligned with what the policy is positioned to pay.
For Roofing Contractors
Pricing...
Simple and transparent.
Subscribe to the monthly plan and we screen up to 20 claims before you commit resources — or come to us per job.
Not sure which fits your business? The 15-minute call will sort it out.
